How to Get Khata Certificate in Bangalore: Complete BBMP Khata Guide for Home Buyers (2026)
Complete guide to understand A Khata vs B Khata, khata transfer process, online verification, and property tax in Bangalore
✅ Quick Answer: How to get Khata certificate in Bangalore?
To get Khata certificate in Bangalore: (1) Visit BBMP Sahay Kendra or e-khata.bbmp.gov.in, (2) Submit Form 9/10 with sale deed, tax receipts, and ID proof, (3) Pay fees (₹500-2000), (4) Wait for BBMP verification (15-30 days), (5) Download Khata certificate. Realtee can help verify your Khata status in under 2 hours.
📑 Table of Contents
- 1. What is Khata Certificate in BBMP?
- 2. A Khata vs B Khata - Key Differences
- 3. How to Get A Khata for Your Property
- 4. Khata Transfer Process in BBMP
- 5. E-Khata - Digital Khata System
- 6. How to Check Khata Online
- 7. B Khata to A Khata Conversion
- 8. Documents Required for Khata
- 9. Real Stories from Bangalore
- 10. Manual vs Realtee Khata Verification
- 11. FAQs about BBMP Khata
1. What is Khata Certificate in BBMP?
Direct answer: A Khata Certificate is an official document issued by BBMP (Bruhat Bengaluru Mahanagara Palike) that records a property for property tax purposes. It is the primary proof that a property is registered in BBMP records.
Khata is divided into two parts: Khata Certificate (shows property ownership for tax purposes) and Khata Extract (shows detailed property dimensions, area, and tax assessment). Without a Khata, you cannot pay property tax, get a home loan, or obtain building plan approval in Bengaluru.
2. A Khata vs B Khata - Key Differences
✅ A Khata (Legal Property)
- Property has valid building plan approval
- Occupancy Certificate (OC) is available
- Property tax paid regularly
- Home loan approved by all banks
- Can get building plan approval
- Higher resale value (20-30% more)
⚠️ B Khata (Illegal/Deviation)
- No valid building plan or illegal construction
- No Occupancy Certificate
- Tax paid but property is unauthorized
- Most banks reject home loan
- Cannot get new building approval
- Lower resale value (20-30% less)
3. How to Get A Khata for Your Property
Direct answer: Follow these 7 steps to get A Khata from BBMP. Takes 15-30 days after submission.
- Check Property Eligibility: Property must have valid building plan approval and OC
- Visit BBMP Sahay Kendra: Go to your zone's BBMP office or use e-khata portal
- Submit Form No. 9/10: Application for Khata transfer or new Khata
- Attach Required Documents: Sale deed, tax receipts, plan approval, ID proof
- Pay Applicable Fees: ₹500 to ₹2000 depending on property value
- BBMP Verification: Officials visit property for physical inspection
- Get A Khata Certificate: Takes 15-30 days after verification
4. Khata Transfer Process in BBMP
Direct answer: When you buy a property, the Khata must be transferred to your name. Without Khata transfer, BBMP records still show the previous owner.
- Form No. 9: For Khata transfer when property is purchased through registered sale deed
- Form No. 10: For mutation of Khata in case of inheritance or gift
- Timeframe: Usually 15-30 working days after document submission
- Fees: ₹500 to ₹2000 depending on property value and zone
5. E-Khata - Digital Khata System (2026)
Direct answer: BBMP has launched the E-Khata (Digital Khata) system to simplify property records and make Khata verification instant.
- Apply for Khata completely online - no need to visit BBMP office
- Download digital Khata certificate instantly after approval
- Link Aadhaar with property details for easy verification
- Pay property tax online linked to Khata
- QR code on certificate for instant verification
- Blockchain-based tamper-proof records
6. How to Check Khata Online in BBMP
Direct answer: You can verify Khata details online through BBMP portal without visiting any office.
- Visit bbmp.gov.in or e-khata.bbmp.gov.in
- Click on "Khata Details" or "Property Tax" section
- Enter PID Number (Property ID) or Assessment Number
- View Khata details online instantly
- Check if Khata is A Khata or B Khata
- Download property tax paid receipts
- Take a printout for your records
7. B Khata to A Khata Conversion
Direct answer: If you have B Khata property, you may be able to convert to A Khata under BBMP's regularization scheme (Akrama-Sakrama).
- Eligibility: Property must be in BBMP limits, constructed before the notified cut-off date
- Apply under Akrama-Sakrama Scheme: BBMP's one-time regularization scheme
- Pay Penalty Fees: Pay regularization charges based on deviation percentage
- Get Building Plan Regularized: BBMP approves the illegal construction after payment
- Receive A Khata: After regularization, B Khata converts to A Khata
8. Documents Required for Khata Transfer/Application
□ Registered Sale Deed (original + copy)
□ Previous Khata Certificate & Extract (from seller, if available)
□ Property Tax Receipts (last 5 years paid receipts)
□ Building Plan Approval from BBMP/BDA (for A Khata)
□ Occupancy Certificate (OC) for apartments/completed buildings
□ Aadhaar Card and PAN Card of applicant
□ Encumbrance Certificate (EC) for last 30 years
□ Form 9 (for Khata transfer) or Form 10 (for inheritance)
□ Passport size photographs (2 copies)
□ No Objection Certificate from society (for apartments)
9. Real Stories from Bangalore Property Buyers
- A buyer in Whitefield, Bangalore paid ₹1.2 crore for a villa. Later discovered the property had B Khata. Bank rejected home loan. Seller refused refund. Buyer lost everything.
- A family in Electronic City, Bangalore bought a plot without checking Khata. Later found out it was B Khata and could not get building plan approval. They are still fighting in court after 4 years.
- A buyer in Jayanagar, Bangalore purchased an apartment with A Khata. Loan approved in 2 weeks. Property value increased 40% in 3 years.
10. Manual Khata Verification vs Realtee Automated Verification - Which is Better?
Direct answer: Realtee automated Khata verification saves 5-7 days and ensures you don't get stuck with B Khata. Realtee delivers complete Khata report in under 2 hours.
| Verification Item | Manual Time | Realtee Time |
|---|---|---|
| Khata Status Check (A/B Khata) | 1-2 days (BBMP visit + online search) | 10 minutes |
| Khata Transfer History | 2-3 days (BBMP records search) | 15 minutes |
| Property Tax Payment Status | 1 day (tax receipt verification) | 10 minutes |
| Building Plan Approval Check | 2-3 days (BBMP office visit) | 15 minutes |
| E-Khata Verification | 1 day (online search) | 10 minutes |
| TOTAL | 7-10 days | Under 2 hours |
11. Frequently Asked Questions (FAQs) about BBMP Khata in Bangalore
❓ 1. What is the difference between Khata Certificate and Khata Extract?
Khata Certificate is proof of ownership for tax purposes. Khata Extract has detailed property dimensions, area, and tax assessment details.
❓ 2. Can I get a home loan for B Khata property?
Most public sector banks reject B Khata properties entirely. Some private banks give loans at higher interest rates (1-2% extra) with lower loan amount (50-60%).
❓ 3. How long does Khata transfer take in BBMP?
Usually 15-30 working days after submitting complete documents and paying fees. Online applications via e-Khata may be faster.
❓ 4. Is A Khata mandatory for property sale?
Not mandatory but strongly recommended. Buyers prefer A Khata property. B Khata sells at 20-30% lower price and has legal risks.
❓ 5. Can I get E-Khata for my property?
Yes, if your property is already in BBMP records and property tax is paid. Apply at e-khata.bbmp.gov.in.
❓ 6. How does Realtee help with BBMP Khata verification?
Realtee checks your property's Khata status (A or B), verifies tax payment history, and tells you if banks will approve home loan. First consultation is free.
❓ 7. What is the fee for Khata transfer in BBMP?
Khata transfer fees range from ₹500 to ₹2000 depending on property value and BBMP zone. Additional fees for document verification may apply.
❓ 8. How to check if my property has A Khata or B Khata?
Visit bbmp.gov.in → Khata Details → Enter PID number. The portal will show A Khata or B Khata status. Realtee can also check for you.
❓ 9. Can B Khata be converted to A Khata?
Yes, under BBMP's Akrama-Sakrama regularization scheme, but only for eligible properties. Properties in prohibited zones cannot be converted.
❓ 10. What is the time limit for Khata transfer after property purchase?
It is recommended to apply for Khata transfer within 90 days of property registration to avoid penalty and late fees.
❓ 11. Can I pay property tax without Khata?
No. Khata is mandatory for paying property tax online. Without Khata, you cannot pay tax or get tax paid receipts.
❓ 12. What is PID number in BBMP Khata?
PID (Property ID) is a unique 14-16 digit number assigned to every property in BBMP records. You need PID to check Khata online.
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Vikram Nalagampalli
Co-Founder, Realtee
Vikram Nalagampalli is the Co-Founder of Realtee, an AI-first platform revolutionizing property verification in India. With extensive real estate experience, he co-founded Realtee to eliminate fraud and make document verification fast, accurate, and reliable for home buyers in Karnataka.